Manufacturing Business Loans

When positive cash flow is crucial, an SBA or USDA loan from Madison One CUSO can help you fund your next project without restrictive monthly payments.

Make the Most Out of Each Dollar With Government-Guaranteed Manufacturing Loans

In the manufacturing industry, every dollar matters. Staying profitable isn’t easy when you have to contend with supply chain volatility and rising utility costs. New equipment or facility upgrades could help you save money and boost productivity over time—but you need a substantial amount of capital to afford a big project.

If you’re searching for a financing option that will help you stabilize or expand your business without piling on to your monthly expenses, a Small Business Administration or United States Department of Agriculture loan from Madison One CUSO may be right for you. Our government-guaranteed manufacturing business loans offer longer loan terms, lower equity injection requirements, and higher loan amounts than conventional loans. That means you can tackle a significant project without feeling financially squeezed each month.

SBA Loans For Manufacturing Businesses

Conventional lenders often reject small manufacturing companies struggling to stabilize or free up cash flow. SBA 7(a) and 504 loans provide an alternative option without double-digit interest rates or balloon payments. Depending on the loan program you choose, you may be able to refinance debt, secure working capital, or finance new equipment with a minimal down payment and reasonable monthly payments.

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USDA Loans For Manufacturing Businesses

The USDA offers several loan options for rural and urban manufacturing businesses, depending on the goods you produce. Food manufacturers may be eligible for up to $40 million in financing, and biobased product manufacturers can obtain up to $250 million to construct or upgrade their facilities. Other companies in rural areas may qualify for a Business and Industry loan, which provides financing for debt consolidation, working capital, and more.

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Need Help Navigating the Government Loan Application Process?

As a top USDA and SBA lender, Madison One CUSO knows the ins and outs of the various loan programs. In less than 15 minutes, we can determine if you qualify for a manufacturing business loan and start the application process.

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Applications For Government Business Loans For Manufacturers

Madison One CUSO’s flexible financing options are ideal for nearly any type of project, but they are especially beneficial for the following purposes:

Consolidate Existing Debt

A short-term equipment financing loan may have been feasible a few years ago, but combined with other debt, the monthly financial obligation may be too much for your business. With a Madison One CUSO loan, you can consolidate your existing debt into one long-term loan with a competitive interest rate and affordable monthly payment.

Finance Equipment Purchases

To stay competitive in the manufacturing industry, you need fast, cutting-edge equipment—which comes with a hefty price tag. A Madison One CUSO loan enables you to pay off your equipment purchase over a longer period than most conventional loans, with only a minimal upfront down payment.

Cover Day-To-Day Expenses

Supply chain disruptions have limited many manufacturers’ production capacity, and rising inflation has made it challenging to keep up with wage, utility, and supply costs. If you need extra funds to finance your daily operations while you focus on rebuilding your business, Madison One CUSO can help you secure a working capital loan.

Expand Your Operations

Your business has survived a period of uncertainty and is ready to grow—but you can’t find a conventional lender willing to finance your project. Whether you want to build a new facility or acquire a business, Madison One CUSO can help you determine which government-guaranteed loan option offers the most flexibility while you grow.

Madison One CUSO Is Your Partner For Manufacturing Business Loans

At Madison One CUSO, we understand that finding a manufacturing business loan can be overwhelming—especially if you need the loan to keep your business afloat. Our team makes the process as stress-free as possible by guiding you through every step. Due to our extensive knowledge of government loans, we can expedite the process to ensure you get your loan funds as quickly as possible.

We consider ourselves a partner in manufacturing business loans, not just a lender. Once we secure your funding from our credit union members, our team is always available to answer questions and share any additional information that could impact your loan.

Get To Know Our Team

With decades of combined experience structuring and closing government loans, our team can provide unrivaled support during the application process. Meet the professionals who help fuel rural and small manufacturing businesses across the nation.

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